How can I get a mortgage with CCJs?

Before you apply for a mortgage, check your credit record to see if there are any CCJs against you. CCJs can be issued without your knowledge, for anything from very large unpaid debts, to an unintentional non-payment of a utility bill. If you have paid your debt, you can obtain a "Certificate of Satisfaction" which shows the mortgage lender that you have cleared the debt. To apply for a mortgage with CCJs, you need to approach a specialist broker. There are a number of lenders that have created mortgage products especially for this market, and a good broker will have access to most, if not all of these products.http://www.adverse-mortgage-centre.co.uk/mortgage-with-ccjs.html